TX
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Population: 

31,709,821
(as of July 1, 2025; census.gov)

Top 10 Industries:

Source: Texas Workforce Commission (TWC) – Tracer / Texas Industry Profiles & Texas Comptroller of Public Accounts (Key Industries Reports)

  1. Trade, Transportation, and Utilities / 19.7%
  2. Professional and Business Services / 15.2%
  3. Government / 14.1%
  4. Education and Health Services / 13.5%
  5. Leisure and Hospitality / 10.4%
  6. Manufacturing / 6.8%
  7. Construction / 6.4%
  8. Financial Activities / 6.3%
  9. Other Services / 3.1%
  10. Mining, Logging, and Energy / 1.5%

Top 20 Employers:

Source: Texas Workforce Commission (TWC) – Tracer / Labor Market & Career Information

  1. State of Texas Government
  2. Walmart Inc.
  3. H-E-B Grocery Company
  4. Amazon
  5. Texas A&M University System
  6. City of Houston / Harris County Government
  7. Houston Independent School District
  8. University of Texas System
  9. UT MD Anderson Cancer Center
  10. Dallas Independent School District
  11. American Airlines
  12. AT&T
  13. Texas Health Resources
  14. Memorial Hermann Health System
  15. Baylor Scott & White Health
  16. Lockheed Martin
  17. United Parcel Service (UPS)
  18. United Airlines
  19. J.P. Morgan Chase & Co.
  20. Target Corp.

Division Info:

Name: Texas Department of Insurance (TDI) – Division of Workers’ Compensation (DWC)
Central Office Address: 7551 Metro Center Drive, Suite 100, MS–301, Austin, TX 78744-1645
Main Line / Information: 1-800-252-7031
Email: workerscompcustomerservices@tdi.texas.gov

Self-Directed Care Allowed?

Yes

Current Fee Schedule:

(link)

Medical Treatment Guidelines Used:

(link)

Regulatory Codes:
Click here

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Summary of Texas’ Workers’ Compensation Landscape

Texas is unique because it is an optional state—private employers are not required to carry traditional workers’ compensation insurance (“non-subscribers”), though opting out leaves them exposed to civil negligence lawsuits. For participating employers, it is a no-fault system covering medical care and income replacement benefits.

  • Reporting Deadline: Employees must notify their employer within 30 days of the injury date (or from the date they knew an occupational disease was work-related).
  • Authorized Medical Care: If the employer participates in a workers’ compensation healthcare network, the employee must choose a treating doctor from the network’s approved list.
  • Wage Replacement: Temporary Income Benefits (TIBs) typically pay 70% (or 75% for lower-wage workers) of the employee’s average weekly wage once they hit 7 days of lost work.
  • Key Deadlines & Limits:
    • 30 Days: Deadline to report the injury to the employer.
    • 1 Year: Deadline to file the official claim form (DWC Form-041) with the DWC.
    • 104 Weeks: Standard cap to reach Maximum Medical Improvement (MMI), which dictates when TIBs end and Impairment Income Benefits (IIBs) are assessed.