

Population:Â
31,709,821
(as of July 1, 2025; census.gov)
Top 10 Industries:
Source: Texas Workforce Commission (TWC) – Tracer / Texas Industry Profiles & Texas Comptroller of Public Accounts (Key Industries Reports)
- Trade, Transportation, and Utilities / 19.7%
- Professional and Business Services / 15.2%
- Government / 14.1%
- Education and Health Services / 13.5%
- Leisure and Hospitality / 10.4%
- Manufacturing / 6.8%
- Construction / 6.4%
- Financial Activities / 6.3%
- Other Services / 3.1%
- Mining, Logging, and Energy / 1.5%
Top 20 Employers:
Source: Texas Workforce Commission (TWC) – Tracer / Labor Market & Career Information
- State of Texas Government
- Walmart Inc.
- H-E-B Grocery Company
- Amazon
- Texas A&M University System
- City of Houston / Harris County Government
- Houston Independent School District
- University of Texas System
- UT MD Anderson Cancer Center
- Dallas Independent School District
- American Airlines
- AT&T
- Texas Health Resources
- Memorial Hermann Health System
- Baylor Scott & White Health
- Lockheed Martin
- United Parcel Service (UPS)
- United Airlines
- J.P. Morgan Chase & Co.
- Target Corp.
Division Info:
Name: Texas Department of Insurance (TDI) – Division of Workers’ Compensation (DWC)
Central Office Address: 7551 Metro Center Drive, Suite 100, MS–301, Austin, TX 78744-1645
Main Line / Information: 1-800-252-7031
Email: workerscompcustomerservices@tdi.texas.gov
Self-Directed Care Allowed?
Yes
Current Fee Schedule:
(link)
Medical Treatment Guidelines Used:
(link)
Regulatory Codes:
Click here

Summary of Texas’ Workers’ Compensation Landscape
Texas is unique because it is an optional state—private employers are not required to carry traditional workers’ compensation insurance (“non-subscribers”), though opting out leaves them exposed to civil negligence lawsuits. For participating employers, it is a no-fault system covering medical care and income replacement benefits.
- Reporting Deadline: Employees must notify their employer within 30 days of the injury date (or from the date they knew an occupational disease was work-related).
- Authorized Medical Care: If the employer participates in a workers’ compensation healthcare network, the employee must choose a treating doctor from the network’s approved list.
- Wage Replacement: Temporary Income Benefits (TIBs) typically pay 70% (or 75% for lower-wage workers) of the employee’s average weekly wage once they hit 7 days of lost work.
- Key Deadlines & Limits:
- 30 Days: Deadline to report the injury to the employer.
- 1 Year: Deadline to file the official claim form (DWC Form-041) with the DWC.
- 104 Weeks: Standard cap to reach Maximum Medical Improvement (MMI), which dictates when TIBs end and Impairment Income Benefits (IIBs) are assessed.

